Find your cadence. Retire confidently.
Cadence Capital Investments helps individuals and families across San Ramon and the East Bay plan the long climb toward retirement, then pace it with a strategy built around income, taxes, and the life waiting at the summit.
Retirement planning in San Ramon, paced for the long climb
A great climb is rarely about raw speed. It is about rhythm: knowing the route, reading the grade, and spending energy where it counts. Retirement works the same way.
Cadence Capital Investments is an independent financial advisory firm in San Ramon, California. We work with people who are within sight of retirement and want a coordinated plan rather than a drawer full of disconnected accounts. As your financial advisor, our role is to map the full picture, then set a sustainable pace toward the goals that matter most to you.
That means looking at how your income will be drawn, how taxes shape every decision, how your investments are positioned for the years ahead, and how the right protection keeps a single setback from derailing the whole route. One plan, reviewed and adjusted as the terrain changes.
Whether you are searching for a fiduciary financial advisor near you, weighing a 401(k) rollover, or simply want a second set of eyes on a plan you already have, the first step is the same. We listen, we map where you stand, and we walk you through the route before you commit to anything. There is no cost and no obligation to begin the conversation.
How we help you reach the summit
Four connected disciplines, built to work as one plan for retirement in the East Bay.
Financial Advisor & Planning
Comprehensive financial planning from a fiduciary financial advisor in San Ramon. We bring your accounts, goals, and timeline into one clear strategy you can actually follow.
Work with a financial advisor in San RamonInvestment Management
Portfolio and investment management for East Bay families, structured around your risk tolerance and the years of income your plan needs to support.
Explore investment managementRetirement Income Planning
Retirement income planning that turns savings into a dependable paycheck. We coordinate Social Security, withdrawals, and income strategies designed to last through retirement.
Build a retirement income planInsurance & Protection
Insurance, annuity, and income protection options offered through licensed affiliates, evaluated as one part of your wider retirement plan rather than sold in isolation.
Review insurance and protection optionsA plan with rhythm, from base to summit
Our process keeps every part of your retirement moving at a pace you can sustain.
Discovery
We start with your full picture: income sources, accounts, taxes, timeline, and what a good retirement actually looks like to you.
The plan
We build one integrated strategy across income, investments, tax efficiency, and protection, written so you understand every moving part.
Ongoing guidance
We meet regularly to review your allocation against the plan and adjust the pace as markets, tax law, and your life evolve.
Retirement
You draw income with confidence, knowing the plan was designed for the long descent ahead and the legacy you want to leave.
Serving San Ramon and the greater East Bay
From our office in San Ramon, we work as a retirement and financial advisor for families throughout the East Bay, including Contra Costa and Alameda counties. Wherever you are along the I‑680 corridor, planning starts with a local conversation. As a Bay Area retirement advisor rooted in San Ramon, we know the local landscape, from Chevron and Lawrence Livermore retirement benefits to California's tax environment, and we build that context into every plan.
See all the cities we serveMeet Jamie Hargrave
Jamie Hargrave is the founder of Cadence Capital Investments and a financial advisor focused on retirement. The firm was built on a simple belief: people deserve advice that is independent, coordinated, and explained in plain language.
That means sitting on the same side of the table as you, with no proprietary products to push and no quotas to fill, so the plan stays built around your route, not anyone else's.
Meet Jamie Hargrave
Retirement is a climb you only make once. The plan should be paced so you reach the top with energy to spare.
Jamie Hargrave, Founder · Cadence Capital Investments
Questions people ask first
Cadence Capital Investments is based in San Ramon, California, at 2333 San Ramon Valley Blvd, Suite 200. We work with clients across the East Bay, including Danville, Dublin, Pleasanton, Walnut Creek, and the surrounding communities.
We provide retirement planning, investment management, retirement income planning, and insurance solutions for individuals and families approaching or living in retirement. The aim is one coordinated plan rather than separate, disconnected accounts.
Our work centers on people roughly ten to fifteen years from retirement who want a clear strategy for income, taxes, and investments. Many are navigating decisions about Social Security, a 401(k) rollover, or how to turn savings into reliable income.
You can schedule a complimentary, no-obligation conversation by calling (925) 314-8513 or by reaching out through our contact page. We will talk through where you are today and whether we are the right fit to help.
Ready to find your cadence?
Schedule a complimentary retirement review and get a clear, honest picture of where you stand and what comes next.